:root{--bg:#f6f8fb;--surface:#fff;--text:#172033;--muted:#5e6878;--brand:#164e63;--brand2:#0f766e;--line:#dce2e9;--soft:#edf6f7;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.65}a{color:var(--brand2)}.container{width:min(var(--max),92%);margin:auto}
header{background:#fff;border-bottom:1px solid var(--line)}.topbar{font-size:.88rem;background:#f0f4f7;color:var(--muted);padding:8px 0}.topbar strong{color:var(--text)}nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{font-weight:850;font-size:1.15rem;color:var(--text);text-decoration:none}.logo span{color:var(--brand2)}.nav{display:flex;flex-wrap:wrap;gap:15px}.nav a{text-decoration:none;color:#394456;font-size:.94rem}.menu{display:none;background:#fff;border:1px solid var(--line);border-radius:8px;padding:8px 10px}
.hero{background:linear-gradient(135deg,#edf7f7,#fff);padding:68px 0}.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:42px;align-items:center}.eyebrow{display:inline-block;background:#dff2ef;color:#0f5f5a;border:1px solid #c7e5e1;border-radius:999px;padding:6px 11px;font-size:.82rem;font-weight:750}h1{font-size:clamp(2.2rem,5vw,4.1rem);line-height:1.08;letter-spacing:-1.8px;margin:16px 0}h2{font-size:clamp(1.55rem,3vw,2.2rem);line-height:1.2;margin:0 0 12px}h3{margin:0 0 8px}.lead{font-size:1.13rem;color:var(--muted);max-width:760px}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-block;text-decoration:none;border-radius:10px;padding:11px 16px;font-weight:750;border:1px solid var(--brand);background:var(--brand);color:#fff}.btn.secondary{background:#fff;color:var(--brand)}
main{padding:48px 0}.section{margin-bottom:48px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 8px 30px rgba(15,23,42,.07)}.card p{color:var(--muted)}.kicker{font-weight:800;color:var(--brand2);font-size:.84rem;text-transform:uppercase;letter-spacing:.05em}.callout,.notice{background:var(--soft);border:1px solid #cfe7e4;border-radius:14px;padding:20px}.steps{counter-reset:step;display:grid;gap:14px}.step{counter-increment:step;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 20px 20px 62px;position:relative}.step:before{content:counter(step);position:absolute;left:18px;top:18px;width:30px;height:30px;border-radius:50%;background:var(--soft);color:var(--brand);display:grid;place-items:center;font-weight:800}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}th,td{text-align:left;padding:14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f1f5f8}.small{font-size:.9rem;color:var(--muted)}
footer{background:#172033;color:#dbe4ee;margin-top:50px}.footer-main{padding:36px 0;display:grid;grid-template-columns:1fr 1fr;gap:30px}.footer-main a{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding:15px 0;font-size:.88rem;color:#b9c5d3}.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:10px 0}.faq summary{font-weight:750;cursor:pointer}
@media(max-width:850px){.hero-grid,.grid,.footer-main{grid-template-columns:1fr}.nav{display:none}.menu{display:block}.nav.open{display:flex;flex-direction:column;align-items:flex-start;padding:0 0 15px}nav{flex-wrap:wrap}}